The $2.4 Million Refinance: How We Turned Panic Into $60K Savings

Back ‹ › CLOSED Price: $2,400,000 Property Type: Residential Beds: 5 Baths: 7 Square Footage: 6,000 Property Description Download PDF The borrowers reached out, panicking: their private money loan was two weeks from maturing—either refinance or fork over a $2.1M balloon payment. They wanted another private money lender, but we thought, "Why private money again?…

Back ‹ › CLOSED Price: $590,000 Property Type: Residential Beds: 3 Baths: 2 Square Footage: 2,000 Property Description Download PDF Our borrower was sent to us because his original loan officer had a bit of a "can't do it" meltdown and bailed mid-transaction. The excuse? "The underwriter won't approve your income from these taxes." Classic. So, we looked…

Back ‹ › CLOSED Price: $700,000 Property Type: Residential Beds: 4 Baths: 3 Square Footage: 2,300 Property Description Download PDF A self-employed borrower got referred by a local realtor after his loan officer told him, "Your taxes are too low—maybe just… get paystubs showing more income?" Yep, super legit advice. He wanted a $700K dream…

Back ‹ › CLOSED Price: $277,000 Property Type: Condo Townhome Beds: 2 Baths: 2 Square Footage: 1,200 Property Description Download PDF Our borrower came to us looking for an FHA loan for a condo but was unsure if her commission income would cut it. Spoiler alert: we love a good challenge. We crunched the numbers…

Back ‹ › CLOSED Price: $442,500 Property Type: Residential Beds: 4 Baths: 2 Square Footage: 1,500 Property Description Download PDF When our client swapped San Jose for Las Vegas, she had one dream: a home with a pool to survive the desert heat. The catch? Her shiny new raise wasn’t on her W-2s yet, making…

Back ‹ › CLOSED Price: $475,000 Property Type: Residential Beds: 3 Baths: 3 Square Footage: 1,600 Property Description Download PDF Picture this: a doctor with a family, knee-deep in Wisconsin snow, lands a job offer in sunny Vegas. Cue the dream of palm trees, no shoveling, and of course – Summerlin, because nothing says “I’ve…

Back ‹ › CLOSED Price: $400,000 Property Type: Residential Beds: 4 Baths: 3 Square Footage: 2,100 Property Description Download PDF A borrower in Florida called, asking if he could buy another house with an FHA loan while already having one. “Sure,” we said, “under very, very specific circumstances.” To spice things up, he also swapped…

Back ‹ › CLOSED Price: $500,000 Property Type: Residential Beds: 5 Baths: 7 Square Footage: 6,000 Property Description Download PDF In true Nevada fashion, this $500K second lien cash-out refi came with drama. We closed the $2.4M first lien just six months ago – smooth as silk. So this should’ve been easy, right? Nope. The…

Back ‹ › CLOSED Price: $935,000 Property Type: Residential Beds: 5 Baths: 3 Square Footage: 2,800 Property Description Download PDF A clear to close in just 5 days? That’s faster than Amazon Prime – on a good day! Sure, it wasn’t just magic. I was basically a mortgage stalker, constantly pinging the underwriter and making sure…

Back ‹ › CLOSED Price: $645,000 Property Type: Residential Beds: 3 Baths: 2 Square Footage: 2,000 Property Description Download PDF For the second time, I saved this borrower from the same loan officer – who, bless his heart, still can’t figure out how self employed taxes work. This time, it was a Naples, FL property,…