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A self-employed borrower got referred by a local realtor after his loan officer told him, "Your taxes are too low—maybe just… get paystubs showing more income?" Yep, super legit advice. He wanted a $700K dream home in Vegas, so we got creative.

When I heard "self-employed" and "writing off expenses," I knew exactly what to do. Why stress over taxes when we could go with a bank statement loan? No taxes, just the gross income from 12 months of bank statements. A month later—bam, keys in hand, moving into his new Vegas home.

Sometimes it's all about knowing which paperwork not to look at.

Property Details

Price: 700000

Address: Summerlin

City: Las Vegas

State: NV

Zip Code: 89117

Year Built: 1988

Square Footage: 2300

Lot Square Footage: 7400

Beds: 4

Baths: 3