Self-Employed Bank Statement Loan – $1.15M Purchase, 15% Down, No Mortgage Insurance

Back ‹ › CLOSED Price: $1,150,000 Property Type: Residential Beds: 4 Baths: 5 Square Footage: 3450 Property Description Download PDF My borrower came to me wanting to buy a $1.2 million property in Vero Beach, Florida, but like many successful business owners, his tax returns did not tell the same story as his bank statements. For…

Back ‹ › CLOSED Price: $920,000 Property Type: Residential Beds: 5 Baths: 3 Square Footage: 2605 Property Description Download PDF A fix and flip loan in New Haven, Connecticut, with experienced real estate investors, a strong ARV, and enough upside to make the spreadsheet blush? Yeah… apparently those still exist.   The borrowers found a…

Back ‹ › CLOSED Price: $475,000 Property Type: Residential Beds: 3 Baths: 3 Square Footage: 1,600 Property Description Download PDF Picture this: a doctor with a family, knee-deep in Wisconsin snow, lands a job offer in sunny Vegas. Cue the dream of palm trees, no shoveling, and of course – Summerlin, because nothing says “I’ve…

Back ‹ › CLOSED Price: $730,000 Property Type: Residential Beds: 4 Baths: 4 Square Footage: 2700 Property Description Download PDF On Wednesday, December 24 – yes, Christmas Eve, I got a call that every first-time home buyer dreads. A borrower was sent to me by his trusted Realtor because his mortgage broker had just pulled the plug on…

Back ‹ › CLOSED Price: $780,000 Property Type: Residential Beds: 4 Baths: 3 Square Footage: 3,500 Property Description Download PDF They walked in with mid-600s credit and big hopes. First home tour? Boom – love at first showing. Their rock-star real estate agent then negotiated $20,000 under asking, because apparently the universe likes them. Me? I got busy turning…

Back ‹ › CLOSED Price: $2,400,000 Property Type: Residential Beds: 5 Baths: 7 Square Footage: 6,000 Property Description Download PDF The borrowers reached out, panicking: their private money loan was two weeks from maturing—either refinance or fork over a $2.1M balloon payment. They wanted another private money lender, but we thought, "Why private money again?…

Back ‹ › CLOSED Price: $700,000 Property Type: Residential Beds: 4 Baths: 3 Square Footage: 2,300 Property Description Download PDF A self-employed borrower got referred by a local realtor after his loan officer told him, "Your taxes are too low—maybe just… get paystubs showing more income?" Yep, super legit advice. He wanted a $700K dream…

Back ‹ › CLOSED Price: $277,000 Property Type: Condo Townhome Beds: 2 Baths: 2 Square Footage: 1,200 Property Description Download PDF Our borrower came to us looking for an FHA loan for a condo but was unsure if her commission income would cut it. Spoiler alert: we love a good challenge. We crunched the numbers…

Back ‹ › CLOSED Price: $400,000 Property Type: Residential Beds: 4 Baths: 3 Square Footage: 2,100 Property Description Download PDF A borrower in Florida called, asking if he could buy another house with an FHA loan while already having one. “Sure,” we said, “under very, very specific circumstances.” To spice things up, he also swapped…

Back ‹ › CLOSED Price: $500,000 Property Type: Residential Beds: 5 Baths: 7 Square Footage: 6,000 Property Description Download PDF In true Nevada fashion, this $500K second lien cash-out refi came with drama. We closed the $2.4M first lien just six months ago – smooth as silk. So this should’ve been easy, right? Nope. The…