How I Got a 5 Day Mortgage Clear to Close – With a Crazy Low Rate!
Back ‹ › CLOSED Price: $935,000 Property Type: Residential Beds: 5 Baths: 3 Square Footage: 2,800 Property Description Download PDF A clear to close in just 5 days? That’s faster than Amazon Prime – on a good day! Sure, it wasn’t just magic. I was basically a mortgage stalker, constantly pinging the underwriter and making sure…
Read MoreFrom Mold & Lawsuits to “Clear to Close” – A $450K, 10% Down Win
Back ‹ › CLOSED Price: $415,000 Property Type: Residential Beds: 4 Baths: 3 Square Footage: 2,200 Property Description Download PDF A couple came to me for a mortgage pre-approval on a $450,000 home with 10% down (hello, 90% LTV). We did it the right way: full doc stack upfront – tax returns, bank statements, current housing, and even rental income from their investment property (because every verifiable…
Read MoreThe Wild Ride of a Foreign National Mortgage Cash Out Refinance (with a 70% LTV drill-down)
Back ‹ › CLOSED Price: $280,000 Property Type: Residential Beds: 3 Baths: 2 Square Footage: 1700 Property Description Download PDF Ever heard of a smooth, drama‑free cash out refinance of an investment property for a foreign national? Yeah, me neither – not until this adrenaline-charged saga. Step 1: Lining Up That Dream Refi An Australian client hit me up wanting…
Read MoreHow Prep Work Closed A Home Loan in Just 10 Days
Back ‹ › CLOSED Price: $600,000 Property Type: Residential Beds: 3 Baths: 3 Square Footage: 2600 Property Description Download PDF A couple came to me wanting to buy a new home while keeping their current one as a rental. We pulled credit, documented every debt (who it’s owed to, how it’s paid, and from where),…
Read MoreThe Checkbox That Almost Cost My BRRRR Investor $10K – And How We Fixed It
Back ‹ › CLOSED Price: $215,000 Property Type: Residential Beds: 4 Baths: 2 Square Footage: 1,100 Property Description Download PDF My Serial BRRRR investor client had a $215K appraisal on a rental, aiming for a 75% LTV cash-out. All good – until the appraiser casually checked “declining market.” That one box dropped the LTV by…
Read More374 Tierra Street, Henderson, Nevada 89014
Back ‹ › CLOSED Price: $449,000 Property Type: Residential Beds: 5 Baths: 2.5 Square Footage: 1,764 Property Description Download PDF Just listed! Recently remodeled and spacious 1764 sqft – converted garage, 2 story, 5 bed + Den + 2.75 bath home in a sought after Henderson neighborhood. This beautiful freshly painted home features new floors,…
Read MoreFrom Oklahoma to Vegas: When Your Loan Officer Ghosts, We Deliver
Back ‹ › CLOSED Price: $462,500 Property Type: Residential Beds: 4 Baths: 3 Square Footage: 1,800 Property Description Download PDF Another borrower in need of a mortgage rescue. His previous loan officer bailed mid-transaction—Seriously? He was trying to move from Oklahoma City to Las Vegas, but apparently that was just too much for the original guy.…
Read MoreThe Magic of TBD Scenarios: Making it happen in 19 days
Back ‹ › CLOSED Price: $442,500 Property Type: Residential Beds: 4 Baths: 2 Square Footage: 1,500 Property Description Download PDF When our client swapped San Jose for Las Vegas, she had one dream: a home with a pool to survive the desert heat. The catch? Her shiny new raise wasn’t on her W-2s yet, making…
Read MoreSelf-Employed Mortgage in Naples, FL? Don’t Worry – Max Fixed It (Again)
Back ‹ › CLOSED Price: $645,000 Property Type: Residential Beds: 3 Baths: 2 Square Footage: 2,000 Property Description Download PDF For the second time, I saved this borrower from the same loan officer – who, bless his heart, still can’t figure out how self employed taxes work. This time, it was a Naples, FL property,…
Read MoreHow to Get a Cash-Out Refi on an Investment Property in an LLC – Even with a Complex Structure
Back ‹ › CLOSED Price: $270,000 Property Type: Residential Beds: 3 Baths: 2 Square Footage: 2,000 Property Description Download PDF Ever financed a cash-out refi on an investment property owned by a two-member, multi-layered LLC? Yeah – fun times. This one was in Moore, OK, and let’s just say the underwriter needed a flowchart to make…
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