refinance Archives | Maor Max Lavi - Superior Mortgage Lending

Mortgage Discount Points - are they really worth your hard earned cash?

So, you’re knee-deep in mortgage paperwork, and suddenly your lender starts talking about “mortgage discount points” – like it’s a magical option to save big on interest rates. But what are these points, and more importantly, are they really worth your hard-earned cash?

Refinance 101: What Is Refinancing and Types of Options

Refinancing is a financial strategy that homeowners use to change the terms of their existing mortgage. It involves paying off the current loan with a new one, typically to get better interest rates, adjust the loan term, or tap into home equity. A Refinance can offer many benefits, but it’s important to understand the different…

Get Out Of Debt, Debt Consolidation. Navigating High Debt with Guidance in Las Vegas: A Path to Financial Freedom.

The Current State of Consumer Debt in America In recent years, the amount of debt that Americans carry has reached unprecedented levels. From credit cards to personal loans, the burden of debt is a reality for many. Recognizing this situation is the first step toward change. (Who doesn’t love a little debt with their morning…

APPROVED for a Mortgage Loan: Unlocking Confidence with Underwriting Before Home Shopping

In the world of buying homes, there’s a new way that’s gaining attention – getting approved for a mortgage loan with a TBD (To Be Determined) application. Instead of the traditional pre-approval process, this method gives you underwriting approval before you even start looking for a house. It might sound a bit fancy, but it comes with some big benefits. Let’s dive into why choosing Approved for a mortgage with a TBD application over the regular pre-approval route is a smart move.

Can I Get a Mortgage with Bad Credit? Yes

You might wonder if it’s possible to get a mortgage when you have bad credit. Well, the short answer is yes, it’s possible. Let’s break it down.

DSCR Loans (Investment loan): Your Path to a Real Estate Investment

You’ve dreamed of owning commercial or investment property and heard about DSCR loans. But what exactly are they?

As you contemplate purchasing a home, you might wonder whether it’s wise to wait for interest rates to drop. It’s a common question, and the answer isn’t always straightforward. Let’s break down the factors you need to consider.

When you’re gearing up to purchase your dream home, securing the right mortgage is a pivotal step. While many buyers tend to focus solely on the interest rate, there’s a broader spectrum of considerations to explore. Let’s dive deeper into why it’s not just about the rate when it comes to mortgages.