Understanding Mortgage Discount Points: Are They Worth It?

Mortgage Discount Points - are they really worth your hard earned cash?

So, you’re knee-deep in mortgage paperwork, and suddenly your lender starts talking about “mortgage discount points” – like it’s a magical option to save big on interest rates. But what are these points, and more importantly, are they really worth your hard-earned cash?

Refinance 101: What Is Refinancing and Types of Options

Refinancing is a financial strategy that homeowners use to change the terms of their existing mortgage. It involves paying off the current loan with a new one, typically to get better interest rates, adjust the loan term, or tap into home equity. A Refinance can offer many benefits, but it’s important to understand the different…

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