2025 Mortgage Trends

Mortgage trends this year are shaping up to be a wild mix of the expected, the hopeful, and the “why is this happening?” Whether you’re buying your first home, refinancing, or just mortgage-curious, staying informed is your best bet. Here’s what you can expect.

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Commission Income

For commission based income earners, getting approved for a mortgage can be tricky, but it’s far from impossible. With the right approach and preparation, you can show lenders that your income is as reliable as any salaried employee’s, even if it’s not consistent every month. Here’s how to improve your chances of mortgage approval when working with commission income.

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Mortgage Rates Drop

Well, well, well… a mortgage rate cut, and suddenly everyone’s a real estate investor again. It seems like every few years, the mortgage industry turns into a carnival ride. You buckle up for what you think will be a pleasant journey through homeownership, and then BOOM! The rates go wild, and you’re either soaring to new highs or plummeting to new lows. As of right now, we’re in the middle of another one of those exciting dives – yes, current mortgage rates are dropping, and it’s time to decide if you want to cash in or sit back and enjoy the show.

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APPROVED for a Mortgage Loan: Unlocking Confidence with Underwriting Before Home Shopping

In the world of buying homes, there’s a new way that’s gaining attention – getting approved for a mortgage loan with a TBD (To Be Determined) application. Instead of the traditional pre-approval process, this method gives you underwriting approval before you even start looking for a house. It might sound a bit fancy, but it comes with some big benefits. Let’s dive into why choosing Approved for a mortgage with a TBD application over the regular pre-approval route is a smart move.

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Mortgage broker vs bank

When it comes to getting a mortgage, you might wonder if it’s better to go to a bank or work with a mortgage broker. While both have their good sides, there are strong reasons why mortgage brokers often come out on top. Let’s explore why mortgage brokers are the top choice when it comes to…

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Las Vegas Good Real Estate Investment

Las Vegas, the renowned Entertainment Capital of the World, isn’t just about bright lights and casinos. It’s also an enticing hub for real estate investors seeking promising opportunities. Let’s delve into why Las Vegas shines as a top choice for savvy investors. Economic Stability and Diverse Opportunities Las Vegas boasts a resilient economy that has…

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