Mortgage rate Archives | Maor Max Lavi - Superior Mortgage Lending

A low rate is only as good as the lender offering it. Look for a lender or mortgage broker with a strong reputation, excellent communication, and a proven ability to close deals. Remember, the real value lies in the total cost of the loan and the ability to get the job done on time.

Mortgage trends this year are shaping up to be a wild mix of the expected, the hopeful, and the “why is this happening?” Whether you’re buying your first home, refinancing, or just mortgage-curious, staying informed is your best bet. Here’s what you can expect.

Finding the right mortgage rate isn’t rocket science, but it does take some savvy (and maybe a little luck). Keep an eye on the market, know your financial profile, and don’t be afraid to shop around. And if you still feel overwhelmed, give Maor Max Lavi a call—he’s got the expertise to help you navigate the mortgage maze and lock in a rate you can brag about at dinner parties.

Mortgage Discount Points - are they really worth your hard earned cash?

So, you’re knee-deep in mortgage paperwork, and suddenly your lender starts talking about “mortgage discount points” – like it’s a magical option to save big on interest rates. But what are these points, and more importantly, are they really worth your hard-earned cash?

In simple terms, the higher your credit score, the better the deal you’ll get on your mortgage. Mortgage lenders look at your score to figure out how “risky” you are as a borrower. The logic? If your credit score is solid, you’re more likely to pay back the loan, so they’ll reward you with a lower interest rate. But if your score isn’t great, they figure you’re a bit more of a gamble, so they’ll hedge their bets by offering you a higher interest rate.

Well, well, well… a mortgage rate cut, and suddenly everyone’s a real estate investor again. It seems like every few years, the mortgage industry turns into a carnival ride. You buckle up for what you think will be a pleasant journey through homeownership, and then BOOM! The rates go wild, and you’re either soaring to new highs or plummeting to new lows. As of right now, we’re in the middle of another one of those exciting dives – yes, current mortgage rates are dropping, and it’s time to decide if you want to cash in or sit back and enjoy the show.

Why VA Mortgage Loans Are the Best Choice

Buying a home is a big deal, and finding the right loan can feel like trying to find a needle in a haystack. With so many options out there, it’s important to know which one is the best for you. For veterans and their families, VA mortgage loans are a no-brainer. Here’s why VA loans are the best thing since sliced bread