home purchase Archives | Maor Max Lavi - Superior Mortgage Lending

Mortgage Discount Points - are they really worth your hard earned cash?

So, you’re knee-deep in mortgage paperwork, and suddenly your lender starts talking about “mortgage discount points” – like it’s a magical option to save big on interest rates. But what are these points, and more importantly, are they really worth your hard-earned cash?

So, let’s face it: you might not be getting the 10-bedroom mansion, but that doesn’t mean you can’t find a home that’s just right for you. Whether it’s a starter home, a cozy condo, or a place with a backyard for your dog, there’s a perfect home out there that fits your budget.
When you’re ready to figure out how much house you can afford, the process doesn’t have to be scary. Pre-approval is your first step to making your dream a reality. And for expert help navigating the numbers, Maor Max Lavi at Superior Mortgage Lending can guide you through the mortgage maze and get you into a home that fits your life—and your budget. Owning a home might not come with a butler, but it’s still the dream.

For commission based income earners, getting approved for a mortgage can be tricky, but it’s far from impossible. With the right approach and preparation, you can show lenders that your income is as reliable as any salaried employee’s, even if it’s not consistent every month. Here’s how to improve your chances of mortgage approval when working with commission income.

So, you’re ready to dive into the thrilling world of mortgage pre-approval, huh? Well, hold onto your calculators because we’re about to break down the steps you need to take to get pre approved for a mortgage—yes, it’s that delightful paperwork extravaganza everyone dreams about.

Zero Down: The Ultimate Guide to 0% Downpayment FHA + DPA Mortgages

So, you want to buy a house, but your bank account is emptier than a ghost town at midnight. Fear not! The 0% downpayment FHA + DPA mortgage is here to save the day! Yes, you read that right – zero, nada, zilch downpayment. Sounds too good to be true? Well, let’s dive in and see what the fuss is all about.

Can I Get a Mortgage with Bad Credit? Yes

You might wonder if it’s possible to get a mortgage when you have bad credit. Well, the short answer is yes, it’s possible. Let’s break it down.

When it comes to getting a mortgage, you might wonder if it’s better to go to a bank or work with a mortgage broker. While both have their good sides, there are strong reasons why mortgage brokers often come out on top. Let’s explore why mortgage brokers are the top choice when it comes to…

So, you’re planning on buying a home, but you’re not sure how much money to put down. Don’t worry, you’re not alone! Let’s break down the basics of down payments in simple terms.

If you’re thinking about buying a home, you might have heard about pre-approval and pre-qualification. But what’s the difference, and why does it matter?

Understanding closing costs mortgage loan mortgage lender closing table

Closing costs are an essential aspect of the home buying process that buyers need to understand thoroughly. These costs are fees associated with finalizing the purchase of a home and obtaining a mortgage loan. While they can vary depending on factors like location, lender, and loan type, it’s crucial for homebuyers to be aware of what to expect.