home buying Archives | Maor Max Lavi - Superior Mortgage Lending

Mortgage Discount Points - are they really worth your hard earned cash?

So, you’re knee-deep in mortgage paperwork, and suddenly your lender starts talking about “mortgage discount points” – like it’s a magical option to save big on interest rates. But what are these points, and more importantly, are they really worth your hard-earned cash?

So, let’s face it: you might not be getting the 10-bedroom mansion, but that doesn’t mean you can’t find a home that’s just right for you. Whether it’s a starter home, a cozy condo, or a place with a backyard for your dog, there’s a perfect home out there that fits your budget.
When you’re ready to figure out how much house you can afford, the process doesn’t have to be scary. Pre-approval is your first step to making your dream a reality. And for expert help navigating the numbers, Maor Max Lavi at Superior Mortgage Lending can guide you through the mortgage maze and get you into a home that fits your life—and your budget. Owning a home might not come with a butler, but it’s still the dream.

If you own investment properties, you might be able to use them to help you qualify for your next home loan. Leveraging rental income can improve your debt-to-income (DTI) ratio and show lenders that you have the income stability needed for approval. However, it’s important to understand how to properly document your rental income to make the process as smooth as possible.

Well, well, well… a mortgage rate cut, and suddenly everyone’s a real estate investor again. It seems like every few years, the mortgage industry turns into a carnival ride. You buckle up for what you think will be a pleasant journey through homeownership, and then BOOM! The rates go wild, and you’re either soaring to new highs or plummeting to new lows. As of right now, we’re in the middle of another one of those exciting dives – yes, current mortgage rates are dropping, and it’s time to decide if you want to cash in or sit back and enjoy the show.

Zero Down: The Ultimate Guide to 0% Downpayment FHA + DPA Mortgages

So, you want to buy a house, but your bank account is emptier than a ghost town at midnight. Fear not! The 0% downpayment FHA + DPA mortgage is here to save the day! Yes, you read that right – zero, nada, zilch downpayment. Sounds too good to be true? Well, let’s dive in and see what the fuss is all about.

First-Time Homebuyer Programs: What You Need to Know. So, you’re ready to buy your first home, but your wallet isn’t quite as enthusiastic. Don’t worry, there are programs designed specifically for people like you! First-time homebuyer programs can make the process a lot less painful, and we’re here to break it all down for you. Let’s dive in.

Can I Get a Mortgage with Bad Credit? Yes

You might wonder if it’s possible to get a mortgage when you have bad credit. Well, the short answer is yes, it’s possible. Let’s break it down.

When it comes to getting a mortgage, you might wonder if it’s better to go to a bank or work with a mortgage broker. While both have their good sides, there are strong reasons why mortgage brokers often come out on top. Let’s explore why mortgage brokers are the top choice when it comes to…

So, you’re planning on buying a home, but you’re not sure how much money to put down. Don’t worry, you’re not alone! Let’s break down the basics of down payments in simple terms.

If you’re thinking about buying a home, you might have heard about pre-approval and pre-qualification. But what’s the difference, and why does it matter?