2025 FHA Loan Limits

The FHA loan limits vary by county, so you’ll want to check the specifics for your area. Even within the same state, limits can range widely. The updated 2025 FHA loan limits mean you can borrow more without needing to scrape together a 5%-20% down payment. Instead, you can get in the door with as little as 3.5%. Now that’s a deal.

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How much house can I afford

So, let’s face it: you might not be getting the 10-bedroom mansion, but that doesn’t mean you can’t find a home that’s just right for you. Whether it’s a starter home, a cozy condo, or a place with a backyard for your dog, there’s a perfect home out there that fits your budget.
When you’re ready to figure out how much house you can afford, the process doesn’t have to be scary. Pre-approval is your first step to making your dream a reality. And for expert help navigating the numbers, Maor Max Lavi at Superior Mortgage Lending can guide you through the mortgage maze and get you into a home that fits your life—and your budget. Owning a home might not come with a butler, but it’s still the dream.

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