FHA or Conventional

If your credit score is looking rough, and you don’t have much cash for a down payment, FHA is probably your best bet. On the other hand, if you’re someone with a bit more financial padding, a Conventional loan could be the way to go. You’ll get rid of mortgage insurance faster, and with higher credit, those better rates are likely to save you money over time.

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First time homebuyer programs

First-Time Homebuyer Programs: What You Need to Know. So, you’re ready to buy your first home, but your wallet isn’t quite as enthusiastic. Don’t worry, there are programs designed specifically for people like you! First-time homebuyer programs can make the process a lot less painful, and we’re here to break it all down for you. Let’s dive in.

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