---

Self-employed borrower. Great business income. Tax returns with deductions that looked like they were trained by a professional disappearing act.

So we did what the best mortgage people do when the file says “no” but common sense says “obviously yes.”
We thought outside the box – because sometimes the box is just where lazy loan files go to die.

I used his most recent one-year P&L, added income from his rental properties, and even ordered a rent schedule appraisal for his current home because apparently every extra dollar on paper needs its own red carpet.

The result? Qualified, approved, closed, and happy.

Congrats to my borrower on making it to the finish line – deductions, rental income, paperwork gymnastics and all.

Property Details

Price: $875,000

Address: Orto Botanico Court

City: Las Vegas

State: NV

Zip Code: 89131

Year Built: 2006

Square Footage: 3750

Lot Square Footage: 0.31 acre

Beds: 4

Baths: 5